Payvio Website Terms & Conditions

Last updated: March 2026

These Website Terms & Conditions (“Terms”) govern your access to and use of www.payvio.au (the “Website”). By accessing or using this Website, you agree to be bound by these Terms.

If you do not agree, you must not use this Website.

1. About Payvio

Payvio Pty Ltd operates an Australian B2B payment gateway platform that facilitates invoice approval, payment, and settlement workflows between buyers and suppliers.

Information on this Website is provided for general information purposes only.

2. Website use

You may use this Website for lawful purposes only. You must not:

• misuse or interfere with the Website

• attempt unauthorised access to systems or data

• use the Website in a way that breaches applicable laws

We may suspend or restrict access where misuse is detected.

3. No financial, credit, or legal advice

Nothing on this Website constitutes financial advice, credit advice, legal advice, or a recommendation to enter into any transaction.

Use of Payvio services is subject to separate written agreements, eligibility checks, and approvals.

4. No offer or commitment

Content on this Website does not constitute:

• an offer to provide credit or payment services

• a guarantee of payment, liquidity, or business outcomes

• a commitment to onboard any buyer or supplier

All services are provided only under executed Payvio agreements.

5. Bookings and enquiries

Meetings booked through this Website are introductory only. Submitting an enquiry or booking a meeting does not create a contractual relationship with Payvio.

Personal information collected through bookings is handled in accordance with our Privacy Policy.

6. Intellectual property

All content on this Website — including text, branding, logos, graphics, and platform descriptions — is owned by or licensed to Payvio.

You may not reproduce, modify, or distribute content without prior written consent.

7. Accuracy of information

While we take reasonable care to keep Website content current, Payvio makes no representations or warranties regarding accuracy, completeness, or suitability.

Information may change without notice.

8. Third‑party links

This Website may contain links to third‑party websites or services. Payvio does not control or endorse those sites and accepts no responsibility for their content or availability.

9. Limitation of liability

To the maximum extent permitted by law, Payvio excludes all liability for loss, damage, or expense arising from use of this Website or reliance on its content.

Nothing in these Terms limits rights that cannot be excluded under the Australian Consumer Law.

10. Privacy

Your use of this Website is subject to our Privacy Policy, which explains how personal information is collected, used, and stored.

11. Accessibility

Payvio is committed to digital accessibility. Our accessibility practices are outlined in our Accessibility Statement.

12. Changes to these Terms

We may update these Terms from time to time. The current version will always be published on this Website.

13. Governing law

These Terms are governed by the laws of Western Australia, and the courts of Western Australia have exclusive jurisdiction.

14. Contact

For Website enquiries: www.payvio.au